THE SECRET TO GETTING FINANCIAL AID FOR SCHOOL - by Episkopos-Princess Kaousuu.

[Freeky]

Yeah, the main reason why private loans sell is because advisors (who often get kickbacks from SLMA and banks like Citi or BofA) tell students that it's "more convenient" to take one loan instead of a possible 3 (sub, unsub, and private) without breaking down the numbers and showing them exactly what they are getting into. Kids are so dazzled with the promise of going to that big university that they will do anything to pay. And unfortunately, it usually comes out of their soul in the end.

This is truth, especially the bolded part.  It doesn't even necessarily be kids, it could be some young single mom who's trying to find a path to follow in her normally directionless and bleak life at home.

Freeky,
Nearly ended up borrowing 50k a year to do something that could be learned for pay.

Good for you. That means there ARE people that listen to me.

Private loans = The absolute be all, end all, last resort for college financing.

This was a while ago, before I asked you for advice.  I was wanting to go to AI to get a culinary degree.  RIDICULOUS INTUITION IS RIDICULOUS.

[Suu]

Yeah, the main reason why private loans sell is because advisors (who often get kickbacks from SLMA and banks like Citi or BofA) tell students that it's "more convenient" to take one loan instead of a possible 3 (sub, unsub, and private) without breaking down the numbers and showing them exactly what they are getting into. Kids are so dazzled with the promise of going to that big university that they will do anything to pay. And unfortunately, it usually comes out of their soul in the end.

This is truth, especially the bolded part.  It doesn't even necessarily be kids, it could be some young single mom who's trying to find a path to follow in her normally directionless and bleak life at home.

Freeky,
Nearly ended up borrowing 50k a year to do something that could be learned for pay.

Good for you. That means there ARE people that listen to me.

Private loans = The absolute be all, end all, last resort for college financing.

This was a while ago, before I asked you for advice.  I was wanting to go to AI to get a culinary degree.  RIDICULOUS INTUITION IS RIDICULOUS.

NO FOR-PROFIT SCHOOLS. DO NOT WANT. YOU CANNOT AFFORD. (SRSLY)

[Freeky]

Yeah, the main reason why private loans sell is because advisors (who often get kickbacks from SLMA and banks like Citi or BofA) tell students that it's "more convenient" to take one loan instead of a possible 3 (sub, unsub, and private) without breaking down the numbers and showing them exactly what they are getting into. Kids are so dazzled with the promise of going to that big university that they will do anything to pay. And unfortunately, it usually comes out of their soul in the end.

This is truth, especially the bolded part.  It doesn't even necessarily be kids, it could be some young single mom who's trying to find a path to follow in her normally directionless and bleak life at home.

Freeky,
Nearly ended up borrowing 50k a year to do something that could be learned for pay.

Good for you. That means there ARE people that listen to me.

Private loans = The absolute be all, end all, last resort for college financing.

This was a while ago, before I asked you for advice.  I was wanting to go to AI to get a culinary degree.  RIDICULOUS INTUITION IS RIDICULOUS.

NO FOR-PROFIT SCHOOLS. DO NOT WANT. YOU CANNOT AFFORD. (SRSLY)

Don't worry, I CAN learn from things before I get involved.




even if they are few and far between.

[Telarus]

Yeah, the main reason why private loans sell is because advisors (who often get kickbacks from SLMA and banks like Citi or BofA) tell students that it's "more convenient" to take one loan instead of a possible 3 (sub, unsub, and private) without breaking down the numbers and showing them exactly what they are getting into. Kids are so dazzled with the promise of going to that big university that they will do anything to pay. And unfortunately, it usually comes out of their soul in the end.

This is truth, especially the bolded part.  It doesn't even necessarily be kids, it could be some young single mom who's trying to find a path to follow in her normally directionless and bleak life at home.

Freeky,
Nearly ended up borrowing 50k a year to do something that could be learned for pay.

Good for you. That means there ARE people that listen to me.

Private loans = The absolute be all, end all, last resort for college financing.

This was a while ago, before I asked you for advice.  I was wanting to go to AI to get a culinary degree.  RIDICULOUS INTUITION IS RIDICULOUS.

NO FOR-PROFIT SCHOOLS. DO NOT WANT. YOU CANNOT AFFORD. (SRSLY)

No, I"m right there in it (AI PDX), and she's right. I saw some kids discussing their loans just before their graduation. 105K+ total outstanding (including fed loans). WTF?

I'm just barely getting enough to attend part time (no private loans for now), and I'm stacking as much of my refunds in a savings as possible. I'm still going to have to whip up a massive ammount of scholarship and grant applications this next two terms, tho.

Suu, may I have clarification on your point#9? Are those separate qualifiers? No-body wants to hire me recently (because I took time off from "working" to start school and make sure my girls special needs son had day-care when legally required due to age for a couple years).

[Suu]

Are you eligible to receive unemployment benefits? Or did you cease employment voluntarily?

[Dysnomia]

Sallie Mae is the devil.  My brother's loans for his Aeronautics degree were through them. nuff said. 

[Suu]

I would go to jail to take them down. I've already pledged that.

Seriously, I would willingly firebomb Wilkes-Barre, PA just so that all the students dealing with them could be free.

[LMNO]

You might have to locate where the servers are, as well. 

But you should in no way actually do this.  Of course.

[Suu]

You might have to locate where the servers are, as well. 

But you should in no way actually do this.  Of course.

No, just nuke the whole city from orbit. Just to be sure.

[Fredfredly ⊂(◉‿◉)つ]

8: DON'T BUY A CAR OR OTHER OPTIONAL INCIDENTAL WITH YOUR REFUND. I hate you people Live on campus, it's cheaper in the long run.

Um I'm going to argue that this one depends on where your school is located. If you live in a big expensive city this is probably true, but i know that here i would save around $2000 each semester if i just moved to the apartments right next to campus.

[Suu]

8: DON'T BUY A CAR OR OTHER OPTIONAL INCIDENTAL WITH YOUR REFUND. I hate you people Live on campus, it's cheaper in the long run.

Um I'm going to argue that this one depends on where your school is located. If you live in a big expensive city this is probably true, but i know that here i would save around $2000 each semester if i just moved to the apartments right next to campus.

That depends if you'll still be dependent on the meal plan or not. However, as you progress in years through school, typically more money is given for off-campus incidentals to allow for food, rent, etc.

[Triple Zero]

Suu, I'm not the target audience but to this thread anyway!

Hey I clicked that fastweb.com link, they basically help you find and apply for uni grants? Like a job opening website, but for grants? Brilliant idea, those guys must be making mad $$$$ on it.

Couldn't you make money by putting this knowledge into a blog or something and putting ads on it or something, maybe answering readers emails (just pick non-retarded ones that are generic and useful for everybody)?

[Suu]

Fastweb is completely free. It's a database of scholarships and grants that basically get filtered when you create a profile so you only get ones that you're eligible for. Again, paying for a grant or scholarship CHANCE defeats the purpose of being awarded free money anyway.

With that, my FAFSA got revised last night. I don't know why, but my EFC is still 00000. The school must have updated my status.

[Suu]

Derp.

"Hi, I'm calling about financial aid? For my daughter? She's coming up this weekend to see the campus and I want to make sure that she gets to talk to someone."

"Okay, is she enrolled at the Providence campus or the Main campus?"

"There's a campus in Maine?"

[Mesozoic Mister Nigel]

8: DON'T BUY A CAR OR OTHER OPTIONAL INCIDENTAL WITH YOUR REFUND. I hate you people Live on campus, it's cheaper in the long run.

Um I'm going to argue that this one depends on where your school is located. If you live in a big expensive city this is probably true, but i know that here i would save around $2000 each semester if i just moved to the apartments right next to campus.

Also it depends on whether you are 40 years old with three children. I don't think PSU even has housing for that.