I love this, and I want you to post it on Facebook in a format I can "share", so as to piss a multitude of people off.
I would add that if you weren't BORN with money, you'll never have money. Rags-to-riches happens occasionally, but rarely enough that it has to be considered a freak phenomenon and the result not so much of hard work and intelligence, but of incredible good luck. Consider this: If you just look at the numbers, your odds of starting working-class and EVER having a net worth over two million dollars are higher if you play the lottery than if you work hard and have a genius IQ. Yes, if you work hard and have a genius IQ, you may very well go to a good school, get a PhD, and a job that nets maybe $70-$140k/year. But in order to make much more than that, you have to work in business or finance, and have connections. Most such "connections" aren't just college connections (and if you're a poor kid, you probably won't get into a college where you'll make wealth-making connections, no matter how smart and skilled you are, because you don't already have connections, and if you do, you might make friends from rich families, but remember... you aren't "from a good family", so you aren't anyone the people who are care about "making connections" with), they're family connections. So you, poor kid, will not very likely make any great strides in making a fortune in the financial sector.
Where poor kids can really get ahead, and even become famous after a fashion, in the way that nerds contemplate fame, is in science research. In science, and in academia in general, you can be nobody and excel through hard work and brilliance. If you are a truly remarkable engineer or biochemist you might eventually top $200k/year. That's a LOT of money to a poor kid, but guess what... it doesn't put you in the ranks of the rich. Not even close. You will have enough, in a very real sense... and if the market is in an uptick, you may even invest enough to reap fat dividends from rich people screwing poor people, and leave a sizable inheritance to your kids. It might... MIGHT... even be enough to launch them from upper-middle-class to rich, if they know people and invest it well... but that's incredibly unlikely. They might put it into a retirement fund, and hopefully they followed your lead and have good degrees, and you will have elevated generations of your descendants into the middle class. But that's it.
The sad thing is, there's more than enough wealth for every single one of us to live a comfortable middle-class lifestyle, and enough left over for some people to be rich. Just not SUPER-rich. But who actually needs to be super-rich? What's the benefit?