It is really unlikely that someone like me will get a liability payout. Poor, itinerant, trans. Can’t see it happen.
Also: money does not bend my leg, which is a necessary part of such tasks as transit, climbing stairs, and shitting. Money does not ease the difficulty of these necessary tasks, unless money can provide magical elevator service, stand-up toilets designed for poo, and transit I can sort of full-body flop into, with around 4 feet of room in front of the seats to accept a fully straightened leg.
While I am aware all of these things can indeed be provided with sufficient money, a tiny Boston suburb will not provide sufficient money.