Unlimited Higher Education Thread

[Cain]

I had my decision in May, for September entry.  I had to apply in January. 

I don't know how other places do it, but in the UK, it seems that you have to be preparing for a postgrad course at least 9 months before you start it.

[Suu]

I applied in October and the deadline was November 15th.

[Mesozoic Mister Nigel]

That acceptance date is about right for Spring or Fall entry. Doesn't work so well for Winter term entry, but it's a bit unusual to start a grad program in Winter term, isn't it? I know the program I'm applying for has a January application deadline and only starts in Fall.

[Suu]

My school does both Spring and Fall admissions. Our Fall deadline is February 1st.  You are correct in that most graduate schools do not do spring admissions, and there's definitely better schools in the area for my major other than URI, such as UConn and their massive history department of win, but with a December graduation, and then the looming threat of student loan repayment, I wanted to get back into school as soon as possible. The fact that I already have a good rapport with my department at URI is big, though. Sometimes that's more important. I have no doubt I'll be admitted, but this waiting game is not fun. Especially when I heard back from CUNY Brooklyn a week after my app was in that I was waitlisted for Fall admissions.

In all honesty, me not getting into URI for the spring isn't terrible, because it will at least give me access to different schools, but it will also mean relocating the Navy base in NH so I can live with the BF and work for 6 months, because I cannot support this apartment by myself without financial aid with the payments of my student loans. No way. There's also the online option at Norwich University, which is a legit school in Vermont, but I enjoy classroom interaction, so I'd rather not have to resort to that.

[Mesozoic Mister Nigel]

Are you on the semester system? We're on the quarter system, so the timing is a little different.

[Suu]

Are you on the semester system? We're on the quarter system, so the timing is a little different.

Yep. Which would definitely make our registration timings different.

[Suu]

U OF RHODE ISLAND MAIN CAMPUS notified us that you graduated or are now enrolled less than half time. This means that your student loans have just entered a 6-month grace period before your first payment is due.

[Mesozoic Mister Nigel]

U OF RHODE ISLAND MAIN CAMPUS notified us that you graduated or are now enrolled less than half time. This means that your student loans have just entered a 6-month grace period before your first payment is due.

Surely you can do what everyone else does and file for a deferral. Especially once you have been accepted into a graduate program.

[Suu]

U OF RHODE ISLAND MAIN CAMPUS notified us that you graduated or are now enrolled less than half time. This means that your student loans have just entered a 6-month grace period before your first payment is due.

Surely you can do what everyone else does and file for a deferral. Especially once you have been accepted into a graduate program.

Once I'm matriculating again, all my loans go back into deferment automatically. I am, however, going to pay off these two very evil Sallie Mae private loans that came back into repayment from my first degree ALREADY as to keep them off my back as fast as possible. In fact, my plan is, once I'm done, to consolidate my federal debt and keep it deferred (low interest rate) and pay off my private loans in massive chunks, but watch SLMA like a hawk when I do it to ensure they don't just apply it automatically to interest and put the rest into escrow like they've been known to do, so your loan doesn't get paid down and keeps accumulating interest, and your money just sits, waiting for you to find out, call, and bitch. I've already told them on multiple occasions that I would drive to Delaware just to watch them put the payments in myself. They don't like that.

[hirley0]

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Are you on the semester system? We're on the quarter system, so the timing is a little different.

Yep. Which would definitely make our registration timings different.

Easily con fussed:

[The Good Reverend Roger]

Once I'm matriculating again, all my loans go back into deferment automatically.

Aren't you just the trusting soul?

The gears of finance are lubed with people who assume the system will do as it says.

"Turn off engine before changing fan belt."

[Suu]

Once I'm matriculating again, all my loans go back into deferment automatically.

Aren't you just the trusting soul?

The gears of finance are lubed with people who assume the system will do as it says.

"Turn off engine before changing fan belt."

Hiccups definitely happen, but all student information is uploaded by automatic batch to the Federal Student Loan Database and Clearinghouse every semester. Yes, that's right America, every enrolled college student in the country is in a database accessible by everyone, and information is routed to every lender about matriculation status. With a SSN, I can find out pretty much anything I need to know about a borrower. I've done this for Dimo a few times when I was still working in financial aid. Your refund card tracks just about every purchase and reports it back to your school, too.

The business is shady as Fuck. Richter, Squid, and I can tell you all about it.

[Mesozoic Mister Nigel]

Hey, all you people in school, this might be worth a read: http://opinionator.blogs.nytimes.com/2012/08/08/hear-all-ye-people-hearken-o-earth/