an argument for a deflationary policy in the You Ess of Heeeeey

[Doktor Howl]

Well, I still think that a good bout of deflation is inevitable and necessary to allow a stronger recovery. 

"living beyond my means"  still means "getting enough to eat and building up a personal future."

I don't understand, you eat on credit?  using credit or loans to fund an education is a valid use of it, so long as you're prepared for the costs once the loans come due. 

I was referring to people who are sitting on $10,000 in unsecured debt and have a house full of shit they don't need to show for it.  Not people struggling to even put food in their stomach. 

Explain the difference.

One person eats on food stamps.  That is not living within their means.

The other compulsively buys shit they don't need.  This is also not living within their means.

The economy cannot funtion without that phenomena, by the way.

Yeah, it's kind of awesome that our entire economic system requires people to spend frivolously beyond their actual income in order to stay afloat. Debt! Debt! We need more debt, or our economy crashes!

Reliance on stupid, wasteful consumerism defines capitalism.  If people stop buying useless shit, then the makers of that useless shit are out of jobs, meaning they aren't buying anything without assistance.  That assistance comes out of the infrastructure that makes the manufacture and transportation of goods possible.

It's a sweet little trap we built for ourselves, and somehow I don't think the free market is going to save us from the free market.

[Freeky]

Well, I still think that a good bout of deflation is inevitable and necessary to allow a stronger recovery.  

"living beyond my means"  still means "getting enough to eat and building up a personal future."

I don't understand, you eat on credit?  using credit or loans to fund an education is a valid use of it, so long as you're prepared for the costs once the loans come due.  

I was referring to people who are sitting on $10,000 in unsecured debt and have a house full of shit they don't need to show for it.  Not people struggling to even put food in their stomach.  

Because that totally didn't dig your hole any deeper.

What about the unpaid debts I have because I had to get some teeth pulled, and others are from ER visits because at the time neither I nor monkey had health insurance?  What about the car that I have, MUST MUST MUST HAVE CANNOT DO WITHOUT IT, because doing without that means I'm stranded and useless?  What about all the other teeth that pretty much will just need t be pulled (which is all of them)?  And then replacements of some sort after that?  Do you even think?  I mean, seriously?

What is it with people being so damnable STUPID today?  Christ.

[Doktor Howl]

Well, I still think that a good bout of deflation is inevitable and necessary to allow a stronger recovery. 

"living beyond my means"  still means "getting enough to eat and building up a personal future."

I don't understand, you eat on credit?  using credit or loans to fund an education is a valid use of it, so long as you're prepared for the costs once the loans come due. 

I was referring to people who are sitting on $10,000 in unsecured debt and have a house full of shit they don't need to show for it.  Not people struggling to even put food in their stomach. 

Because that totally didn't dig your hole any deeper.

What about the unpaid debts I have because I had to get some teeth pulled, and others are from ER visits because at the time neither I nor monkey had health insurance?  What about the car that I have, MUST MUST MUST HAVE CANNOT DO WITHOUT IT, because doing without that means I'm stranded and useless?  Do you even think?  I mean, seriously?

What is it with people being so damnable STUPID today?  Christ.

You've been snorting TGRR's ashes again, haven't you?   

[Phox]

Good times.... 

[Freeky]

I'm equal parts upset at the sentiment, and equal parts upset that Pickle thinks in a how things SHOULD be way, not in a how things ARE way.  Even if his idea ever got implemented, that doesn't account for the fact that the destitute will always always always be living outside their means.  Homeless shelter?  Paid for by taxes and donations.  Food stamps?  Paid for by taxes.  Public transportation?  Paid for by other people who feel bad and have given the asker change.

Pickle needs a swift kick in the balls so he can wake the fuck up, and I only say that because he's so smart but I don't think he actually understands where people like me are sitting.

[Disco Pickle]

Well, I still think that a good bout of deflation is inevitable and necessary to allow a stronger recovery.  

"living beyond my means"  still means "getting enough to eat and building up a personal future."

I don't understand, you eat on credit?  using credit or loans to fund an education is a valid use of it, so long as you're prepared for the costs once the loans come due.  

I was referring to people who are sitting on $10,000 in unsecured debt and have a house full of shit they don't need to show for it.  Not people struggling to even put food in their stomach.  

Because that totally didn't dig your hole any deeper.

What about the unpaid debts I have because I had to get some teeth pulled, and others are from ER visits because at the time neither I nor monkey had health insurance?  What about the car that I have, MUST MUST MUST HAVE CANNOT DO WITHOUT IT, because doing without that means I'm stranded and useless?  What about all the other teeth that pretty much will just need t be pulled (which is all of them)?  And then replacements of some sort after that?  Do you even think?  I mean, seriously?

What is it with people being so damnable STUPID today?  Christ.

What about them?  You're doing what you have to do, which is what everyone does.  You're taking this personal and it isn't.  The idea of living beyond our means using a revolving balance on a corporate bank card has only been around for 50 years.  Before that you had to pay off the balance at the end of the month in total.  I think it's been a detriment overall and has encouraged impulse buying and other bad money habits.  That's the crux of my argument.

[Doktor Howl]

What about them?  You're doing what you have to do, which is what everyone does.  You're taking this personal and it isn't.  

It always comes down to personal, one way or another.

[Disco Pickle]

Incidentally, where are your family and friends in all of this?  No one (or very few) can be an island and survive.  I tried my very hardest to never ask for help when I was still struggling, but without my family and close friends (mostly friends as my parents could barely take care of themselves much less two children), it's highly likely I'd still find myself in a bad situation.

[Freeky]

Pickle, you can't make exceptions because some dude just needed to get their broken arm fixed or whatever.  What you want to happen to people with poor self-control, this same thing would have to happen to everyone else.  And you know, I'm not talking about myself here, because I don't even qualify for credit, and my income is still low enough that I receive state help.  Anyone who works twenty hours a week at minimum wage no longer qualifies, but they got rent and utilities, gas, food, all that stuff to pay, and what are they going to pay it with?  They don't have enough money, so credit cards it is.

[Doktor Howl]

Incidentally, where are your family and friends in all of this?  

[Freeky]

Incidentally, where are your family and friends in all of this?  No one (or very few) can be an island and survive.  I tried my very hardest to never ask for help when I was still struggling, but without my family and close friends (mostly friends as my parents could barely take care of themselves much less two children), it's highly likely I'd still find myself in a bad situation.

I'm living with Dok, basically for free.  My parents are paying for y car, though they frequently wish that i could help pay for it (so do I).  The medical bills I just skipped out on, and hopefully I'll be able to find the collectors who have it when I get income.

FFS, I'm using child support to pay for my classes.  I am basically an example of the world's biggest piece of shit, okay?  So do me a favor and don't tell ME that I have help, because I'm already using all that shit up.

[Doktor Howl]

Has anyone else noticed that, rage & hate-wise, Freeky is turning into me?

[Freeky]

Has anyone else noticed that, rage & hate-wise, Freeky is turning into me?

I think it's because there's a void of vengeful WRATH, and I am a natural at filling parts and roles that need filling.


Oh baby.

[Doktor Howl]

Has anyone else noticed that, rage & hate-wise, Freeky is turning into me?

I think it's because there's a void of vengeful WRATH, and I am a natural at filling parts and roles that need filling.


Oh baby.

Yep.

If I can just get you to indulge in cheap cigars and cheaper bourbon, I could retire.

[Freeky]

Has anyone else noticed that, rage & hate-wise, Freeky is turning into me?

I think it's because there's a void of vengeful WRATH, and I am a natural at filling parts and roles that need filling.


Oh baby.

Yep.

If I can just get you to indulge in cheap cigars and cheaper bourbon, I could retire.

No can has bourbon, doctor orders. 

I might try a cigar though, if you'll let me bum one.